Frequently asked questions.

It depends on your budget and strategy:

• Single-family homes: Higher appreciation, ideal for families.
• Condominiums: Less maintenance, but with higher fixed costs (HOA).
• Townhomes: High demand because they offer the comfort of a home, but with less maintenance (outside areas are covered by the HOA).

Townhomes are a great option, as they combine the best of both worlds.

No, you don't need to be a resident or have an investment visa to buy property in the U.S. You can do so with a tourist visa.

If you're interested in applying for an investor visa (such as the EB-5 or E-2), we can connect you with the best attorneys specializing in this type of visa so you can achieve your goals with complete security and legal support.

The main taxes are:

• Property Tax: Approximately 1.3% of property value, depending on the area (paid annually).
• Rental Income Tax: There are exceptions of $8,000 per year for individuals and $16,000 for couples. Generally, the tax is 10%–15% of net income, but depending on the tax structure and filing, it can be reduced to a minimum.
• FIRPTA when selling: Temporary withholding of 10% to 15% on net profit, although it can be recovered in whole or in part with proper tax planning.

At Metropolitan, we help you structure your purchase to optimize your tax burden and comply with regulations.

Financing options are available for international investors with a 30% down payment.

Required documents:

• Valid passport.
• Address in your country of origin.
• Last 2 bank statements, showing funds for the initial payment.
• Letter from an accountant certifying income in your country for the last 2 years.

At Metropolitan, we help you connect with banks and lenders that offer financing options for foreign buyers.

Orlando is a top choice due to its continued economic growth, driven by the expansion of theme parks, technology, medicine, major corporate headquarters, and sports. This development generates high demand for rentals, as new jobs are constantly being created.

Additionally, Orlando offers more affordable property prices compared to other major cities and lower insurance rates because it's located in central Florida rather than on the coast.

Some of the areas with high demand and added value include:

• Windermere, Winter Garden and Clermont (Olympus area) → Expanding areas with excellent infrastructure.
• Lake Nona → High-profile medical and technology district.
• Baldwin Park and Winter Park → Established areas with a high quality of life and constant appreciation.

On average, a property in Orlando can generate between 4% and 5% net annual profitability, depending on factors such as:

• Location.
• Property type.
• Rental strategy (long-term or corporate).

We advise you on choosing the best investment based on your financial goals.

The purchase process for foreigners is similar to that for residents, although there are some differences in financing. Several banks offer loans for foreigners, requiring a down payment of 25% to 30%.

Key requirements:

• Have income in your country of origin.
• Have a valid tourist visa or passport to enter the U.S.
• Have at least 30% of the property's value in a bank account (initially in your home country, although a U.S. account will later be required).

At Metropolitan, we guide you through every step to make the process clear and hassle-free.

Cost varies by property type and rent, but typically includes:

• Tenant management (background checks, contract, rent collection).
• Property marketing to ensure constant occupancy.
• Periodic inspections and preventive maintenance.
• Contract renewals and price updates.

The administration fee varies between 7% and 10% depending on the rental rate.

At Metropolitan, we offer comprehensive management to maximize your profitability without worries.

The key is a rigorous tenant selection process, which includes:

• Selecting the right area is crucial to attracting good tenants.
• Credit history and background check.
• Income verification.
• Well-structured contracts and detailed property delivery reports.
• Professional management to handle any issues.

Some risks include:

• Bad choice of location.
• Hidden costs (such as HOA fees or unexpected maintenance).
• Problems with tenants or long periods without rent.

With the right advice and working with local experts, you can mitigate these risks and ensure a stress-free and profitable investment.